Independent comparison

Find the right e-wallet for how you actually pay

We compare fees, transfer speed, verification time and country availability across six leading digital wallets and transfer services — so you open the right account the first time.

What will you mainly use the wallet for?

We'll highlight the wallets that fit your use case below.

Editor's pick
Skrill
Account: Free Internal transfers: Instant Verification: ~10 min Countries: 120+

Глобальный цифровой кошелек для быстрых переводов, онлайн-платежей и поддержки нескольких валют. Идеален для повседневного использования в качестве цифрового кошелька и для онлайн-платежей.

Neteller
Account: Free Internal transfers: Instant Verification: ~15 min Countries: 100+

Надежный электронный кошелек для онлайн-платежей, игр и международных переводов. Идеален для игр и повседневных платежей.

OFX
Account: Free Transfer fees: None* Currencies: 50+ Delivery: 1–3 days

Международный сервис перевода денег с конкурентными обменными курсами. Лучший для частных или корпоративных денежных переводов, также банковских переводов или обмена валют с более высокими суммами. Лучшая поддержка клиентов.

PaysafeCard
Account: Free Verification: ~5 min Countries: 50+ Outlets: 500K+

Предоплаченное платежное решение для безопасных онлайн-покупок без банковского счета. Идеально для подарков и предоплаченных расходов — банковский счет не нужен.

Luxon Pay
Account: Free User transfers: Free, instant Verification: ~10 min Currencies: 38+

Мультивалютный кошелёк с бесплатными переводами между пользователями и предоплаченной картой. Идеален для недорогих переводов в 38+ валютах.

Volet
Account: Free Internal transfers: Instant Verification: ~10 min Support: 24/7

Цифровой кошелек с продвинутыми платежными решениями.

Wallester
Account: Free tier Cards: Virtual & Physical Verification: Fast Service: White-label

Платформа для выпуска карт white-label для бизнеса. Идеально для компаний, которые хотят запустить брендовые платежные карты, управлять бизнес-расходами и интегрировать карточные решения в свои продукты.

Payeer
Account: Free Internal transfers: Instant Currencies: Multi-currency Trading: Built-in

Мультивалютная платежная платформа для онлайн-платежей и международных переводов. Идеально для бизнеса и частных лиц, которым нужны глобальные платежные решения, обмен валют и трансграничные транзакции.

Advertiser disclosure: MyEwalletApp is an independent comparison website. We may receive a commission when you open an account through links on this page, at no cost to you. This does not influence our rankings, which are based on editorial criteria. We do not provide payment services ourselves.

Fees at a glance

Standard published fees for personal accounts, June 2026. Always confirm current fees on the provider's own site.

Wallet Deposit (card) Withdrawal (bank) FX fee Inactivity fee
Skrill up to 1.25% 1.75% (min €3.50) 3.99% €5/mo after 6 mo
Neteller up to 2.5% 1.75% (min $3.50) 3.99% $5/mo after 6 mo
Paysafecard Free / Cash Varies 2 - 3% €4/mo from 2nd mo
Volet up to 2% Low flat Low margin None
Wallester Free Varies 2.00% None
Payeer up to 3.99% Flat / Varies 2.00% None
OFX*** — — ~0.4–1.5% None

*When funded from balance/bank. **Within plan limits on weekdays. ***OFX is a bank-to-bank transfer service, not a spending wallet — margin instead of fees.

From signup to first payment in ~10 minutes

Verifying your identity right after registration is what unlocks full deposit and withdrawal limits — do it in the same sitting.

STEP 1

Register

Email, name and country. Takes about two minutes on mobile or desktop.

STEP 2

Verify identity

Photo of ID + a selfie in the app. Most wallets approve automatically within minutes.

STEP 3

Add funds

Card, bank transfer or instant banking. Card deposits are credited immediately.

STEP 4

Pay or send

Pay merchants directly from your balance, or order a virtual card for anywhere cards are accepted.

Common questions

Are e-wallets safe?

The wallets compared here are licensed e-money institutions supervised by financial regulators (for example the UK FCA for Paysafe brands and EU national regulators for Revolut's EU entity). Customer funds are safeguarded separately from company funds. Enable two-factor authentication on any wallet you use.

Why use an e-wallet instead of my bank card?

Speed and separation. Wallet-to-merchant payments are typically instant, withdrawals are faster than card refunds, and your card details are never shared with merchants. Many people also like keeping online spending in a separate balance.

How long does verification take?

Skrill and Neteller usually verify automatically in 10–15 minutes. PayPal can take up to a day for full verification. Doing it immediately after signup avoids limits later.

Can I get a card linked to my wallet?

Yes — Skrill, Neteller and Revolut all offer virtual cards (instant) and physical prepaid cards usable anywhere Mastercard or Visa is accepted.