Portafoglio digitale globale per trasferimenti veloci, pagamenti online e supporto multi-valuta. Ideale per l'uso quotidiano come portafoglio digitale e per i pagamenti online.
We compare fees, transfer speed, verification time and country availability across six leading digital wallets and transfer services — so you open the right account the first time.
We'll highlight the wallets that fit your use case below.
Portafoglio digitale globale per trasferimenti veloci, pagamenti online e supporto multi-valuta. Ideale per l'uso quotidiano come portafoglio digitale e per i pagamenti online.
Portafoglio elettronico affidabile per pagamenti online, gaming e trasferimenti internazionali. Ideale per il gaming e i pagamenti quotidiani.
Servizio di trasferimento denaro internazionale con tassi di cambio competitivi. Ideale per trasferimenti privati o aziendali, anche bonifici bancari o cambio valuta con importi più elevati. Miglior supporto clienti.
Soluzione di pagamento prepagata per acquisti online sicuri senza conto bancario. Ideale per regali e spese prepagate: nessun conto bancario necessario.
Portafoglio multivaluta con trasferimenti gratuiti tra utenti e carta prepagata. Ideale per trasferimenti economici in 38+ valute.
Portafoglio digitale con soluzioni di pagamento avanzate.
Piattaforma di emissione carte white-label per le aziende. Ideale per le aziende che desiderano lanciare carte di pagamento a marchio, gestire le spese aziendali e integrare soluzioni di carte nei propri prodotti.
Piattaforma di pagamento multi-valuta per pagamenti online e trasferimenti internazionali. Ideale per aziende e privati che necessitano di soluzioni di pagamento globali, cambio valuta e transazioni transfrontaliere.
Standard published fees for personal accounts, June 2026. Always confirm current fees on the provider's own site.
| Wallet | Deposit (card) | Withdrawal (bank) | FX fee | Inactivity fee |
|---|---|---|---|---|
| Skrill | up to 1.25% | 1.75% (min €3.50) | 3.99% | €5/mo after 6 mo |
| Neteller | up to 2.5% | 1.75% (min $3.50) | 3.99% | $5/mo after 6 mo |
| Paysafecard | Free / Cash | Varies | 2 - 3% | €4/mo from 2nd mo |
| Volet | up to 2% | Low flat | Low margin | None |
| Wallester | Free | Varies | 2.00% | None |
| Payeer | up to 3.99% | Flat / Varies | 2.00% | None |
| OFX*** | — | — | ~0.4–1.5% | None |
*When funded from balance/bank. **Within plan limits on weekdays. ***OFX is a bank-to-bank transfer service, not a spending wallet — margin instead of fees.
Verifying your identity right after registration is what unlocks full deposit and withdrawal limits — do it in the same sitting.
Email, name and country. Takes about two minutes on mobile or desktop.
Photo of ID + a selfie in the app. Most wallets approve automatically within minutes.
Card, bank transfer or instant banking. Card deposits are credited immediately.
Pay merchants directly from your balance, or order a virtual card for anywhere cards are accepted.
The wallets compared here are licensed e-money institutions supervised by financial regulators (for example the UK FCA for Paysafe brands and EU national regulators for Revolut's EU entity). Customer funds are safeguarded separately from company funds. Enable two-factor authentication on any wallet you use.
Speed and separation. Wallet-to-merchant payments are typically instant, withdrawals are faster than card refunds, and your card details are never shared with merchants. Many people also like keeping online spending in a separate balance.
Skrill and Neteller usually verify automatically in 10–15 minutes. PayPal can take up to a day for full verification. Doing it immediately after signup avoids limits later.
Yes — Skrill, Neteller and Revolut all offer virtual cards (instant) and physical prepaid cards usable anywhere Mastercard or Visa is accepted.