Independent comparison

Find the right e-wallet for how you actually pay

We compare fees, transfer speed, verification time and country availability across six leading digital wallets and transfer services — so you open the right account the first time.

What will you mainly use the wallet for?

We'll highlight the wallets that fit your use case below.

Editor's pick
Skrill
Account: Free Internal transfers: Instant Verification: ~10 min Countries: 120+

Portafoglio digitale globale per trasferimenti veloci, pagamenti online e supporto multi-valuta. Ideale per l'uso quotidiano come portafoglio digitale e per i pagamenti online.

Neteller
Account: Free Internal transfers: Instant Verification: ~15 min Countries: 100+

Portafoglio elettronico affidabile per pagamenti online, gaming e trasferimenti internazionali. Ideale per il gaming e i pagamenti quotidiani.

OFX
Account: Free Transfer fees: None* Currencies: 50+ Delivery: 1–3 days

Servizio di trasferimento denaro internazionale con tassi di cambio competitivi. Ideale per trasferimenti privati o aziendali, anche bonifici bancari o cambio valuta con importi più elevati. Miglior supporto clienti.

PaysafeCard
Account: Free Verification: ~5 min Countries: 50+ Outlets: 500K+

Soluzione di pagamento prepagata per acquisti online sicuri senza conto bancario. Ideale per regali e spese prepagate: nessun conto bancario necessario.

Luxon Pay
Account: Free User transfers: Free, instant Verification: ~10 min Currencies: 38+

Portafoglio multivaluta con trasferimenti gratuiti tra utenti e carta prepagata. Ideale per trasferimenti economici in 38+ valute.

Volet
Account: Free Internal transfers: Instant Verification: ~10 min Support: 24/7

Portafoglio digitale con soluzioni di pagamento avanzate.

Wallester
Account: Free tier Cards: Virtual & Physical Verification: Fast Service: White-label

Piattaforma di emissione carte white-label per le aziende. Ideale per le aziende che desiderano lanciare carte di pagamento a marchio, gestire le spese aziendali e integrare soluzioni di carte nei propri prodotti.

Payeer
Account: Free Internal transfers: Instant Currencies: Multi-currency Trading: Built-in

Piattaforma di pagamento multi-valuta per pagamenti online e trasferimenti internazionali. Ideale per aziende e privati che necessitano di soluzioni di pagamento globali, cambio valuta e transazioni transfrontaliere.

Advertiser disclosure: MyEwalletApp is an independent comparison website. We may receive a commission when you open an account through links on this page, at no cost to you. This does not influence our rankings, which are based on editorial criteria. We do not provide payment services ourselves.

Fees at a glance

Standard published fees for personal accounts, June 2026. Always confirm current fees on the provider's own site.

Wallet Deposit (card) Withdrawal (bank) FX fee Inactivity fee
Skrill up to 1.25% 1.75% (min €3.50) 3.99% €5/mo after 6 mo
Neteller up to 2.5% 1.75% (min $3.50) 3.99% $5/mo after 6 mo
Paysafecard Free / Cash Varies 2 - 3% €4/mo from 2nd mo
Volet up to 2% Low flat Low margin None
Wallester Free Varies 2.00% None
Payeer up to 3.99% Flat / Varies 2.00% None
OFX*** — — ~0.4–1.5% None

*When funded from balance/bank. **Within plan limits on weekdays. ***OFX is a bank-to-bank transfer service, not a spending wallet — margin instead of fees.

From signup to first payment in ~10 minutes

Verifying your identity right after registration is what unlocks full deposit and withdrawal limits — do it in the same sitting.

STEP 1

Register

Email, name and country. Takes about two minutes on mobile or desktop.

STEP 2

Verify identity

Photo of ID + a selfie in the app. Most wallets approve automatically within minutes.

STEP 3

Add funds

Card, bank transfer or instant banking. Card deposits are credited immediately.

STEP 4

Pay or send

Pay merchants directly from your balance, or order a virtual card for anywhere cards are accepted.

Common questions

Are e-wallets safe?

The wallets compared here are licensed e-money institutions supervised by financial regulators (for example the UK FCA for Paysafe brands and EU national regulators for Revolut's EU entity). Customer funds are safeguarded separately from company funds. Enable two-factor authentication on any wallet you use.

Why use an e-wallet instead of my bank card?

Speed and separation. Wallet-to-merchant payments are typically instant, withdrawals are faster than card refunds, and your card details are never shared with merchants. Many people also like keeping online spending in a separate balance.

How long does verification take?

Skrill and Neteller usually verify automatically in 10–15 minutes. PayPal can take up to a day for full verification. Doing it immediately after signup avoids limits later.

Can I get a card linked to my wallet?

Yes — Skrill, Neteller and Revolut all offer virtual cards (instant) and physical prepaid cards usable anywhere Mastercard or Visa is accepted.