Independent comparison

Find the right e-wallet for how you actually pay

We compare fees, transfer speed, verification time and country availability across six leading digital wallets and transfer services — so you open the right account the first time.

What will you mainly use the wallet for?

We'll highlight the wallets that fit your use case below.

Editor's pick
Skrill
Account: Free Internal transfers: Instant Verification: ~10 min Countries: 120+

Глобален дигитален портфейл за бързи преводи, онлайн плащания и поддръжка на множество валути. Най-подходящ за ежедневна употреба като дигитален портфейл и за онлайн плащания.

Neteller
Account: Free Internal transfers: Instant Verification: ~15 min Countries: 100+

Доверен електронен портфейл за онлайн плащания, гейминг и международни преводи. Най-подходящ за гейминг и ежедневни плащания.

OFX
Account: Free Transfer fees: None* Currencies: 50+ Delivery: 1–3 days

Международна услуга за трансфер на пари с конкурентни валутни курсове. Най-добро за частни или корпоративни парични трансфери, също банкови трансфери или валутна обмяна с по-високи суми. Най-добра поддръжка на клиентите.

PaysafeCard
Account: Free Verification: ~5 min Countries: 50+ Outlets: 500K+

Предплатено платежно решение за сигурни онлайн покупки без банкова сметка. Най-подходящо за подаръци и предплатени разходи — не е необходима банкова сметка.

Luxon Pay
Account: Free User transfers: Free, instant Verification: ~10 min Currencies: 38+

Мултивалутен портфейл с безплатни преводи между потребители и предплатена карта. Идеален за евтини преводи в 38+ валути.

Volet
Account: Free Internal transfers: Instant Verification: ~10 min Support: 24/7

Дигитален портфейл с напреднали плащащи решения.

Wallester
Account: Free tier Cards: Virtual & Physical Verification: Fast Service: White-label

Платформа за издаване на бели карти за бизнеси. Идеална за компании, които искат да стартират маркови платежни карти, управляват бизнес разходи и интегрират картови решения в своите продукти.

Payeer
Account: Free Internal transfers: Instant Currencies: Multi-currency Trading: Built-in

Многовалютна платежна платформа за онлайн плащания и международни преводи. Идеална за бизнеси и частни лица, които се нуждаят от глобални платежни решения, обмяна на валути и трансгранични транзакции.

Advertiser disclosure: MyEwalletApp is an independent comparison website. We may receive a commission when you open an account through links on this page, at no cost to you. This does not influence our rankings, which are based on editorial criteria. We do not provide payment services ourselves.

Fees at a glance

Standard published fees for personal accounts, June 2026. Always confirm current fees on the provider's own site.

Wallet Deposit (card) Withdrawal (bank) FX fee Inactivity fee
Skrill up to 1.25% 1.75% (min €3.50) 3.99% €5/mo after 6 mo
Neteller up to 2.5% 1.75% (min $3.50) 3.99% $5/mo after 6 mo
Paysafecard Free / Cash Varies 2 - 3% €4/mo from 2nd mo
Volet up to 2% Low flat Low margin None
Wallester Free Varies 2.00% None
Payeer up to 3.99% Flat / Varies 2.00% None
OFX*** — — ~0.4–1.5% None

*When funded from balance/bank. **Within plan limits on weekdays. ***OFX is a bank-to-bank transfer service, not a spending wallet — margin instead of fees.

From signup to first payment in ~10 minutes

Verifying your identity right after registration is what unlocks full deposit and withdrawal limits — do it in the same sitting.

STEP 1

Register

Email, name and country. Takes about two minutes on mobile or desktop.

STEP 2

Verify identity

Photo of ID + a selfie in the app. Most wallets approve automatically within minutes.

STEP 3

Add funds

Card, bank transfer or instant banking. Card deposits are credited immediately.

STEP 4

Pay or send

Pay merchants directly from your balance, or order a virtual card for anywhere cards are accepted.

Common questions

Are e-wallets safe?

The wallets compared here are licensed e-money institutions supervised by financial regulators (for example the UK FCA for Paysafe brands and EU national regulators for Revolut's EU entity). Customer funds are safeguarded separately from company funds. Enable two-factor authentication on any wallet you use.

Why use an e-wallet instead of my bank card?

Speed and separation. Wallet-to-merchant payments are typically instant, withdrawals are faster than card refunds, and your card details are never shared with merchants. Many people also like keeping online spending in a separate balance.

How long does verification take?

Skrill and Neteller usually verify automatically in 10–15 minutes. PayPal can take up to a day for full verification. Doing it immediately after signup avoids limits later.

Can I get a card linked to my wallet?

Yes — Skrill, Neteller and Revolut all offer virtual cards (instant) and physical prepaid cards usable anywhere Mastercard or Visa is accepted.