Skrill
Global digital wallet for fast transfers, online payments, and multi-currency support. Best for everyday use as a digital wallet and for online payments.
What will you mainly use the wallet for?
We'll highlight the wallets that fit your use case below.
Neteller
Trusted e-wallet for online payments, gaming, and international transfers. Best for gaming and everyday payments.
OFX
International money transfer service with competitive exchange rates. Best for private or corporate money transfers, also bank money transfers or currency exchange with higher amount. Best service support.
PaysafeCard
Prepaid payment solution for secure online purchases without a bank account. Best for gifts and prepaid spending — no bank account needed.
Luxon Pay
Multi-currency wallet with free user-to-user transfers and a prepaid card. Best for low-cost transfers in 38+ currencies.
Volet
Digital wallet with advanced payment solutions. Best For private or Corporate account, good support many options.
Wallester
White-label card issuing platform for businesses. Best for companies looking to launch branded payment cards, manage business expenses, and integrate card solutions into their products.
Payeer
Multi-currency payment platform for online payments and international transfers. Best for businesses and individuals needing global payment solutions, currency exchange, and cross-border transactions.
Advertiser disclosure: MyEwalletApp is an independent comparison website. We may receive a commission when you open an account through links on this page, at no cost to you. This does not influence our rankings, which are based on editorial criteria. We do not provide payment services ourselves.
Fees at a glance
Standard published fees for personal accounts, June 2026. Always confirm current fees on the provider's own site.
| Wallet | Deposit (card) | Withdrawal (bank) | FX fee | Inactivity fee |
|---|---|---|---|---|
| Skrill | up to 1.25% | 1.75% (min €3.50) | 3.99% | €5/mo after 6 mo |
| Neteller | up to 2.5% | 1.75% (min $3.50) | 3.99% | $5/mo after 6 mo |
| Paysafecard | Free / Cash | Varies | 2 - 3% | €4/mo from 2nd mo |
| Volet | up to 2% | Low flat | Low margin | None |
| Wallester | Free | Varies | 2.00% | None |
| Payeer | up to 3.99% | Flat / Varies | 2.00% | None |
| OFX*** | — | — | ~0.4–1.5% | None |
*When funded from balance/bank. **Within plan limits on weekdays. ***OFX is a bank-to-bank transfer service, not a spending wallet — margin instead of fees.
Compare e-wallets head to head
Side-by-side comparisons of popular wallets and payment apps, checked against the providers’ official websites.
VS
Curve Pay vs Google Pay
A card that combines the bank cards you already have vs Google’s free Android wallet: price, foreign-currency fees, cards and countries.
VS
Curve Pay vs Apple Pay
Curve’s plans and fee-free FX allowances vs Apple Pay, which charges no fees in stores, online or in apps.
VS
Apple Pay vs Google Pay
iPhone or Android: fees, supported countries, devices, cards and security of the two phone wallets.
VS
Wise vs Revolut
Two multi-currency accounts: account fees, exchange rates (Wise from 0.2%), weekend exchange, cards and ATM withdrawals.
VS
ZEN vs Wise
Which multi-currency account and card suits travel and payments abroad, with fees worked out on real amounts.
VS
Skrill vs NETELLER
Two Paysafe e-wallets: deposit, transfer, withdrawal, conversion and prepaid card fees side by side.
From signup to first payment in ~10 minutes
Verifying your identity right after registration is what unlocks full deposit and withdrawal limits — do it in the same sitting.
STEP 1
Register
Email, name and country. Takes about two minutes on mobile or desktop.
STEP 2
Verify identity
Photo of ID + a selfie in the app. Most wallets approve automatically within minutes.
STEP 3
Add funds
Card, bank transfer or instant banking. Card deposits are credited immediately.
STEP 4
Pay or send
Pay merchants directly from your balance, or order a virtual card for anywhere cards are accepted.
Common questions
Are e-wallets safe?
The wallets compared here are licensed e-money institutions supervised by financial regulators (for example the UK FCA for Paysafe brands and EU national regulators for Revolut's EU entity). Customer funds are safeguarded separately from company funds. Enable two-factor authentication on any wallet you use.
Why use an e-wallet instead of my bank card?
Speed and separation. Wallet-to-merchant payments are typically instant, withdrawals are faster than card refunds, and your card details are never shared with merchants. Many people also like keeping online spending in a separate balance.
How long does verification take?
Skrill and Neteller usually verify automatically in 10–15 minutes. PayPal can take up to a day for full verification. Doing it immediately after signup avoids limits later.
Can I get a card linked to my wallet?
Yes — Skrill, Neteller and Revolut all offer virtual cards (instant) and physical prepaid cards usable anywhere Mastercard or Visa is accepted.